The LinCU ‘Active Card’ Who's it for Members of participating Credit Unions! You want to use your own funds to shop online, locally and internationally! AT ATMs and Point of Sale You need to send funds to friends and family abroad without any hassle! Convenient reloadable prepaid cards…simply load funds, spend, reload and spend! No credit assessment, no credit checks and no interest charges! Control your spending…spend only what you load! Card Features Shop Online (locally & abroad) Chip and PIN security Access to all ATMs (locally and abroad) Check balances at: (i) All ATMs (ii) Mobile Devices using First Citizens online Ability to view the last 5 transactions using First Citizens online Up to 4 co-cards per account Load the card at: (i) Member Credit Union (ii) Transfer funds via First Citizens online Active Lifestyle Rewards Programme Access to foreign exchange without the need of visiting the Bank Queries can be done anytime, anywhere in the world by calling 62-FIRST Card Features How To Apply Completed Application Form Two (2) forms of valid ID Proof of Address (not older than 3 months) Proof of Income (not older than 1 month) Retirees will be required to provide Pension Letter OR NIS Letter OR Bank or Credit Union Statement (last three months showing pension deposit) Members will be required to submit the documents to their Credit Union. Rates & Fees New Applicant: TT$200.00 (TT$100.00 Initial Deposit + TT$100.00 Initial Annual Fee) Subsequent Annual Card Fee: TT$100.00 Minimum deposit of TT$100.00 Load Fee: 1.15% of the value loaded Foreign currency transaction fee: 2% (this may change depending on the availability of foreign exchange) Foreign ATM withdrawal fee: TT$15.00 (plus any fee charged by the ATM owner) Balance Inquiry: Free at all ATMs Rates & Fees
